UK Residents

Risk disclosure for United Kingdom residents accessing Lombard Finance services.

Regulatory Status

Lombard Finance Ltd operates without authorization from the UK Financial Conduct Authority (FCA). The protections provided by the UK regulatory system will not be available to you.

Users must confirm they meet specific criteria to access the platform: companies or partnerships with assets of at least five million pounds, trusts with investments of at least ten million pounds, or professionals with cryptoasset dealing experience.

Key Risk Areas

1. Total Loss Possibility

Cryptoassets demonstrate significant volatility. You should be prepared to lose all the money you invest in cryptoassets. Market risks include cyber-attacks and firm failures.

2. Limited Investor Protections

Neither the Financial Services Compensation Scheme (FSCS) nor the Financial Ombudsman Service covers these investments. The FSCS explicitly excludes cryptoassets as unrecognized investments.

3. Liquidity Constraints

Market conditions determine whether sales occur when desired. There is no guarantee that investments in cryptoassets can be easily sold at any given time.

4. Investment Complexity

These products present intricate structures requiring thorough personal research. If something sounds too good to be true, it probably is.

5. Diversification Imperative

Concentrated exposure amplifies risk. The FCA recommends allocating no more than 10% of investment capital to high-risk assets.