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Terms of Service

Last Updated: March 12, 2025

1. Introduction

Lombard Finance Ltd operates the Services, including the website at lombard.finance and its web-based interface (the “App”). Lombard Finance is not a broker, financial institution or creditor. The Services are offered as an administrative platform only.

The firm is not regulated by the UK Financial Conduct Authority, meaning regulatory protections are unavailable.

2. Using Our Services

Service Description

The App functions as a front-end interface to blockchain protocols that enable digital asset staking and restaking. The Protocols themselves exist independently on blockchain networks and are not part of the Services.

Key Disclaimers

Investment Advice: The Services provide no investment or financial guidance. Users must conduct independent research and consult qualified advisors.

Wallet Usage: Third-party wallets used with the Services operate under separate provider terms. Lombard Finance maintains no control over wallet operations, private keys, or seed phrases and accepts no responsibility for wallet-related issues.

Third-Party Technologies: The App displays data alongside validator nodes, network bridges, and user wallets controlled by external parties. The Protocols and the Third-Party Technologies are not part of the Services, and your engagement with the Protocols via the App is entirely at your own risk.

Documentation: Information provided is for reference only and may be incomplete or outdated. Users should verify accuracy independently and conduct test transactions before material ones.

Rewards: Reputation indicators and points have no monetary value, cannot convert to tokens, and are non-transferable and non-redeemable.

Yield: Lombard cannot and does not offer or guarantee the receipt of yield in connection with your use of the Services.

Third-Party Token Distributions: The company acts as administrative agent only and makes no guarantees regarding the receipt, amount, timing, or availability of third-party tokens.

Eligibility Requirements

Users cannot access Services if they:

  • Are below legal age or where access is illegal
  • Lack technical knowledge to understand risks
  • Are located in or residents of restricted jurisdictions including Belarus, Burundi, Crimea, Cuba, Democratic Republic of Congo, Iran, Iraq, Libya, North Korea, Russia, Somalia, Sudan, Syria, United States, Venezuela, or Zimbabwe
  • Appear on prohibited party lists from UK, EU, or US governments
  • Are owned by or transacting with sanctioned entities

Updates

Terms may be updated anytime without notice. Service modifications will receive reasonable notice when possible.

3. Termination of Access

Lombard Finance may suspend or terminate access if required by legal process, suspected prohibited use engagement, activity involving pending litigation or regulatory concerns, service partners cannot support the user, the user circumvents controls or abuses promotions, or the user breaches Terms.

Suspension decisions may be based on confidential criteria essential to risk management and security protocols.

4. User Conduct

Prohibited Uses

Users cannot engage in:

  • Abusive Activity: Data mining, web scraping, excessive infrastructure load, malware transmission, or unauthorized access attempts
  • Unlawful Activity: Violating laws or assisting in violations, including OFAC sanctions, or involving unlawful proceeds
  • Abuse Other Users: Interfering with access, defaming, harassing, stalking, threatening, or infringing on others’ rights
  • Fraud: Defrauding users or entities or providing false information

All content, including logos, designs, text, graphics, trademarks, pictures, software, and sound files, remains Lombard Finance’s sole property unless stated otherwise.

Users receive a limited, non-exclusive right to use the Services for personal, non-commercial purposes. Prohibited uses include modifying content, separating media from accompanying text, and removing copyright notices.

For other uses, contact legal@lombard.finance.

6. Risks Inherent to Blockchain Technologies

Users represent understanding of blockchain risks and possess required technical knowledge. By accessing the Services, users assume all risks including hardware/software/internet failures, malicious software introduction, unauthorized third-party access, and volatile cryptocurrency markets.

7. Indemnification

Users agree to indemnify and hold harmless Lombard Finance from claims arising from service use or misuse, Terms violations, and third-party rights violations.

8. Limitation of Liability

Disclaimer of Warranties

Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind.

Liability Caps

Lombard Finance’s aggregate liability for all claims relating to the Services shall not exceed $100.

Claim Deadline

Causes of action must commence within one year or be permanently barred.

9. Dispute Resolution

Informal Process

Parties must attempt resolution through written Dispute Notice, engaging in good-faith efforts for 30+ days before formal proceedings.

Mandatory Arbitration

All disputes are resolved through confidential, binding arbitration seated in the Cayman Islands, conducted in English by a single arbitrator under International Centre for Dispute Resolution rules.

Class Action Waiver

Claims must proceed individually; class actions are waived.

Jury Trial Waiver

Both parties waive jury trial rights.

10. Miscellaneous

  • Governing Law: The Cayman Islands law applies
  • Severability: Invalid provisions are severable without affecting remaining Terms
  • Waiver: Failure to enforce Terms provisions does not constitute waiver
  • Assignability: Users cannot assign Terms without written consent

11. Contact

For questions or complaints, email legal@lombard.finance.

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